UMB Financial
Quarterly Financials
| Values in thousands | 2026-09-30 | 2026-06-30 | 2026-03-31 | 2025-12-31 |
|---|---|---|---|---|
Revenue | $1,127,778 | $1,116,871 | $867,067 | $1,085,245 |
Gross Profit | 741,388 | 750,030 | 534,366 | 720,869 |
EBITDA | 697,321 | 385,525 | 161,577 | 332,706 |
EBIT | 350,397 | 126,483 | 295,309 | |
Net Income | 278,085 | 277,570 | 261,438 | 215,355 |
Net Change In Cash | 1,127,778 | 1,116,871 | 867,067 | 1,085,245 |
Free Cash Flow | 362,828 | 353,774 | 356,756 | 95,318 |
Cash | 5,009,368 | 779,876 | 735,829 | 952,547 |
Basic Shares | 76,504 | 76,392 | 76,305 | 76,475 |
Annual Financials
| Values in thousands | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
Revenue | $4,443,743 | $2,636,962 | $2,244,490 | $1,583,159 |
Gross Profit | 2,417,679 | 1,405,795 | 1,284,674 | 1,321,536 |
EBITDA | 1,041,725 | 594,044 | 480,325 | 586,033 |
EBIT | 899,955 | 541,273 | 421,602 | 532,011 |
Net Income | 702,398 | 441,243 | 350,024 | 431,682 |
Net Change In Cash | 4,443,743 | 2,636,962 | 2,244,490 | 1,583,159 |
Cost of Revenue | -7,656,690 | |||
Free Cash Flow | 978,109 | 201,080 | 445,694 | 717,838 |
Cash | 952,547 | 8,559,445 | 5,607,003 | 1,679,787 |
Basic Shares | 76,475 | 49,057 | 48,764 | 48,747 |
Earnings Calls
| Quarter | EPS |
|---|---|
2026-09-30 | $3.56 |
2026-06-30 | $3.57 |
2026-03-31 | $3.41 |
2025-12-31 | $2.74 |