Live Oak Bancshares Financials

Values in thousands	2026-09-30	2026-06-30	2026-03-31	2025-12-31
Revenue	$302,114	$272,472	$259,938	$289,442
Gross Profit	120,946	130,293	125,374	169,230
EBITDA	35,226	52,089	47,021	90,045
EBIT		45,820	40,081	80,077
Net Income	26,353	36,795	30,040	44,116
Net Change In Cash	302,114	272,472	259,938	289,442
Free Cash Flow		28,377	85,337	70,388
Cash	1,099,902	-592,040	816,385	865,154
Basic Shares	46,869	46,594	46,298	46,298

Values in thousands	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue	$1,041,247	$929,290	$776,554	$508,830
Gross Profit	502,998	396,611	382,261	350,915
EBITDA	191,381	112,517	104,101	231,103
EBIT	160,983	89,235	82,830	210,324
Net Income	103,777	77,474	73,898	176,208
Net Change In Cash	1,041,247	929,290	776,554	508,830
Cost of Revenue				212,886
Free Cash Flow	143,486	487,161	573,232	80,734
Cash	865,154	609,050	582,790	284,239
Basic Shares	46,298	45,954	45,094	44,906