
Enova International
Quarterly Financials
| Values in thousands | 2026-09-30 | 2026-06-30 | 2026-03-31 | 2025-12-31 |
|---|---|---|---|---|
Revenue | $1,009,172 | $493,693 | $875,142 | $839,391 |
Gross Profit | 614,359 | 484,784 | 866,233 | 501,894 |
EBITDA | 256,959 | 248,410 | 215,820 | 194,550 |
EBIT | 246,343 | 239,992 | 206,911 | 185,484 |
Net Income | 107,304 | 105,058 | 91,099 | 78,981 |
Net Change In Cash | 1,009,172 | 493,693 | 875,142 | 839,391 |
Free Cash Flow | 523,991 | 531,420 | 463,789 | 487,115 |
Cash | 105,957 | 122,226 | 96,130 | 71,709 |
Basic Shares | 26,434 | 26,343 | 26,349 | 26,357 |
Annual Financials
| Values in thousands | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
Revenue | $3,151,653 | $2,657,800 | $2,117,639 | $1,736,085 |
Gross Profit | 1,579,962 | 1,239,007 | 1,035,143 | 1,001,677 |
EBITDA | 529,821 | 334,523 | 265,513 | 304,972 |
EBIT | 487,990 | 294,316 | 227,356 | 268,105 |
Net Income | 308,389 | 209,448 | 175,121 | 207,424 |
Net Change In Cash | 3,151,653 | 2,657,800 | 2,117,639 | 1,736,085 |
Cost of Revenue | -47,406 | |||
Free Cash Flow | 1,771,981 | 1,495,154 | 1,121,628 | 850,369 |
Cash | 71,709 | 73,910 | 377,439 | 100,165 |
Basic Shares | 26,357 | 28,202 | 31,921 | 33,482 |
Earnings Calls
| Quarter | EPS |
|---|---|
2026-09-30 | $4.15 |
2026-06-30 | $4.05 |
2026-03-31 | $3.87 |
2025-12-31 | $3.46 |