Credit Acceptance Financials

Values in thousands	2026-09-30	2026-06-30	2026-03-31	2025-12-31
Revenue	$594,600	$587,400	$580,000	$579,900
Gross Profit	166,100	581,300	573,500	573,200
EBITDA	39,900	281,400	289,300	276,900
EBIT	33,700	276,000	283,400	270,800
Net Income	-56,600	135,900	135,800	122,000
Net Change In Cash	594,600	587,400	580,000	579,900
Free Cash Flow	334,100	307,900	345,500	268,900
Cash	518,200	1,400	25,700	500,700
Basic Shares	10,416	10,734	10,954	11,103

Values in thousands	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue	$2,317,200	$2,134,300	$1,901,900	$1,823,000
Gross Profit	2,288,200	1,332,100	1,901,900	1,348,000
EBITDA	1,054,900	352,900	367,600	727,900
EBIT	1,028,300	325,100	367,600	702,300
Net Income	423,900	247,900	286,100	535,800
Net Change In Cash	2,317,200	2,134,300	1,901,900	1,823,000
Cost of Revenue				-16,500
Free Cash Flow	1,052,999	1,136,100	1,199,800	1,235,600
Cash	500,700	845,000	470,900	7,700
Basic Shares	11,288	12,469	13,010	13,625